Tracy Stice

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I pray that Richard Gaylord, NAR President is correct with his predictions about liquidity in the markets. It is not just the housing market that is being crunched in Hawaii. Visitor arrivals are off over 30% in many areas as everybody has been afraid the world is ending. Talk about a great time for a Hawaii vacation, the beaches are uncrowded, traffic is light, you can get a reservation easily to the best restaurants, and hotels are creating incredible vacation packages with airlines. What a great time for real estate bargain hunters to come hunt and gather. Great deals abound in the Islands. Bring some of that cash you just pulled out of your banks over the past few weeks and put it in some great Hawaii real estate, rather than rolling your dice in the stock market. Aloha from Maui ! Tracy@SellDirt.com Tracy S. Stice Realtor ABR CRS CRB GRI e-Pro Century 21 All Islands 7 E. Kaahumanu Ave. Kahului, Hi. 96732 office 808-877-0025 cell 808-281-5411 fax 808-877-0027 2004 Maui Realtor of the Year, Hawaii Assn. of Realtors 1st Vice President Tracy@

Hawaii is watching and waiting for California's success in the state-wide MLS. We anticipate doing the same in the near future. With only 4 MLS systems in our state, it would seem like a no brainer. The good old fashioned provincial attitute of not sharing inventory is being overwhelmed by the internet. With almost 30 years in the business, I am qualified to be a dinosaur, however, my 25 year son and business partner, Jeremy, keeps pushing me along. In this market, it is change or die. I am not ready to be a fossil yet although I may resemble one. Hooray for California ! Better we take control of our destiny before some 3rd party private company does. Tracy S. Stice Realtor ABR CRS CRB GRI e-Pro Century 21 All Islands 7 E. Kaahumanu Ave. Kahului, Hi. 96732 office 808-877-0025 cell 808-281-5411 fax 808-877-0027 2004 Maui Realtor of the Year, Hawaii Assn. of Realtors 1st Vice President Tracy@

I don't understand the negativity associated with Realtors creating their own credit union. It makes sense for us to help each other in this industry. The bankers will never quit trying to get in to competition with our industry so it makes sense to quit sharing our deposits with them. Now that we have taken some serious licks with the abuses that the mortgage backed securities debacle created by a bunch of swindling bankers, it is time that we create a place that we can go to when we need credit to buy cars at 5% loans instead of 9 or 10% that banks are charging. Presently, I have a new car loan with a credit union at 4.9%APR and they approved a loan for my daughter with me co-signing at 5.5% APR. Credit Unions provide a great service without a needless mark-up.